Countdown Interest Bearing Credit Example

Buy now pay later with payments deferred for up to 9 months.

The table below shows you how much the monthly repayments will be based on the total order value.

Representative example:

  • Cash Price: £1,000
  • Deposit (Optional): £100
  • Loan Amount: £900
  • APR representative: 16.9%
  • Interest rate: 16.9% p.a. fixed
  • 48 monthly repayments of £28.17
  • Total term of loan agreement 57 months, with the first payment deferred for 9 months
  • Total Amount Payable £1,452.16
  • Early Settlement Fee: £29
  • No interest is payable on any payments made within the deferral period however will apply from day 1 once the deferral period ends.


Interest Bearing Finance Example

Up to 48 months 19.9% APR representative interest bearing finance.

The table below shows you how much the monthly repayments will be based on the total order value.

Representative example:

  • Cash Price: £700
  • 10% Deposit (Optional): £70
  • Loan Amount: £630
  • APR Representative: 19.9%
  • Interest Rate: 19.9% p.a. fixed
  • 36 Monthly Repayments of £22.87
  • Total term of loan agreement: 36 months
  • Total Amount Payable £893.32

If you require any further information about finance please call our head office in Bude on 01288 352269.  Alternatively, you can contact your local store - full contact details here.

Credit subject to status and affordability. Terms & Conditions Apply. H.B.H. Woolacotts Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.
Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk.